Alberta Seniors Home Adaptation and Repair Program (SHARP)

The Seniors Home Adaptation and Repair Program (SHARP) allows seniors to use their home equity to remain in their homes and maintain their independence. Eligible seniors can apply for a low-interest home equity loan with the Government of Alberta to cover repairs, adaptations, and/or renovations to their primary residence.

The intent is to help seniors:

remain independent in their homes

be safe in their homes

adapt and modify their homes to improve accessibility and mobility

improve the energy efficiency of their homes

Some project examples are:

bathroom/walk-in tubs

furnace and hot water tank upgrades

stair lifts

widening of doorways

roof and window replacement

You must provide a written cost-estimate or receipts for all project funds being applied for.

Seniors may apply for retroactive funding. Receipts must be provided for home repairs, adaptations or renovations completed and paid for within 12 months before the date that SHARP staff receives your application package.

Loan details

SHARP provides a maximum loan of up to $40,000 to Alberta seniors and senior couples with a total annual income of $75,000 or less, and a minimum of 25% home equity in your primary residence where the work is to be completed.

SHARP will register a caveat against your land title certificate to secure the loan you receive.

Monthly re-payments are not required.

Seniors Home Adaptation and Repair Program (SHARP)

PO Box 1050 STN Main

Edmonton, Alberta T5J 2M1

https://www.alberta.ca/seniors-home-adaptation-repair-program.aspx